Resources

With the Marketplace Open Enrollment period in full swing, it’s the optimal time to review your health insurance. No other time of year can you change or update your policy  –  unless you qualify for a special event.   Whether or not your health insurance needs have changed, you may…

While health insurance costs continue to go up and to make matters worse, it seems Americans across the board are confused about health insurance.   Having little confidence in your ability to make good health insurance decisions can make managing your healthcare a stressful situation. From understanding healthcare jargon to…

If you fall, you could incur a serious injury. As you get older, it becomes more and more important to prevent falls, because of the health implications that result from the fall.   Medications you’re taking, health conditions and physical changes all contribute to the risk of falling. Instead of…

Individuality, authenticity, and self-expression are three great qualities you possess as a Millennial.   But thinking about health insurance is probably not another one. Not only is it hard to see the value of having health insurance when your health is currently great, but healthcare is complicated to understand, too.…

Who wouldn’t want to lower healthcare costs?   Well, the federal government has created a plan to help individuals and families who can’t afford healthcare due to the cost. It’s called the tax credit. And if you’re applying for individual or family health insurance on the Marketplace, you definitely want…

It’s probably not a topic you like to think about.   But you should. Final expense insurance  –  in the event that you or your spouse dies  –  will put your family in a better position. When a loved one passes away, money-related decisions quickly add up. Burial, debt, healthcare…

Are you confused about choosing a health insurance plan? You’re not alone.   Many consumers quiver at the thought of having to dive into health insurance jargon and decipher premiums to make an informed decision. Before you take out your wallet, learn the best steps to follow when selecting an…

  You’re not completely at the mercy of health carriers and the federal government’s Marketplace plans. There are ways you can manage costs, and one of them lies in that little rectangular device you carry with you each day: your smartphone. At your next doctor’s appointment, you’ll want to bring…

If you’re tempted to go without health insurance, you should know that you will be subject to a tax penalty.   Part of the Affordable Care Act, or Obamacare, individuals who choose for any reason to not purchase health insurance will be subject to the tax penalty. However, there is…

If it was really easy to eat better, everyone would be doing it  –  and we’d all be uber-healthy.   The reality is, however, eating healthy may be a challenge, but it’s a task that’s oh-so-worth-it, especially for your financial health. You see, by eating well, you’ll not only feel…

It’s important to be able to understand your medical bill. If you don’t, you could end up paying more than you need to.   But that’s easier said than done, since reading a medical bill can feel like reading a page of Greek  –  it just doesn’t make sense! The insurance…

You need your medication. That’s non-negotiable. Even if they cost a lot.   Consider these steps to lower your prescription costs: Go for a generic brand. Generic medications can cost significantly less than a name-brand drug. Check with your insurance company’s formulary to find out which comparable medication your policy…

Women’s right to vote, the abolishment of slavery, the assassination of Martin Luther King and JFK  –  these are just a few of the events that significantly shifted our culture.   In 2017, changes in health insurance will affect Ohioans perhaps like no health insurance changes that have come before…

If only purchasing Medicare was as easy as one-and-done. You spend a ton of time figuring out how Medicare plans work and choosing the best plan for you. Then, poof: The government makes one “simple” change and the dominos start to fall.   That’s what’s happened with Medicare Plan F…

As a traveler, you spend a lot of time planning the trip, choosing sights to see, and dreaming about the visit. But you’re probably overlooking one important factor: health insurance.   If you’re heading abroad for a leisure trip, going for business or spending a semester as a student, it’s…

You’ve probably heard that healthcare costs are rising, and wondered, What can I do about it? With the annual election period happening now, it’s time to take advantage of savings that can reduce your healthcare expenses and put a little more spending money in your pocket each month. What to…

For you and a huge number of consumers across Ohio, Medical Mutual has been the go-to individual health insurance carrier of choice. Unfortunately, the Affordable Care Act (ACA) is causing many carriers like Medical Mutual to make adjustments to their product offerings or coverage area. Get ready, because your health…

No matter how you feel about the Affordable Care Act (ACA), if you need health insurance, you’re going to have to learn the ins and outs of Obamacare. With the Open Enrollment Period (OEP) coming up (between November 1, 2020, and January 31, 2021), you should take the time to…