Resources

It Only Comes Around Once: Enrolling in Medicare for the First Time

When it’s time for you to enroll in Medicare for the first time, you’ll probably have at least a few questions.   One of the most common questions is how to enroll. Consider the benefits of enrolling through an independent, third-party provider. Here’s why: The advice they offer is free.…

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Why Retirees Should Work With an Independent Medicare Agent

If you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know which experts to trust.   Sure, you can go to Medicare.gov and enroll in Medicare. But you won’t get the same…

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Tips for Staying Healthy as You Age

Physiological changes occur at any age. But as you approach age 70 and beyond, some of those changes are significant.   You’re not at the mercy of your age. There’s a lot you can do to boost your health and decrease your chances of disease and immobility. Here’s what you…

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Social Security Rules You Should Know

Much like the fine print of a healthcare plan, understanding the ins and outs of the rules associated with Social Security can be as clear as mud.   It’s somewhat confusing and not as cut and dried as you’d like it to be. You need to have as much information as…

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5 Medicare Tips for Seniors

You can’t get around health insurance. You need it at every stage of life, but especially as a senior. During this time, your medical needs can change greatly.   Take full advantage of Medicare as you approach age 65. Remember, you can always change your Medicare plan after age 65…

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All About The Shingles Vaccine

Shingles.   If you’ve had it, or know someone who has, the mere mention of the word can bring you to your knees. The painful condition afflicts 1 million people each year in America alone, while people over 50 years of age are most susceptible to it. However, young people…

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How to Deal With Diabetes When You’re Sick

If you have diabetes, you have to be even more vigilant when you’re sick. The condition can make your health even more delicate if you get dehydrated or don’t/can’t eat. It’s best to have someone monitor your condition when you’re ill, but if you don’t have someone living with you,…

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Medicare and Donut Holes: Closing the Gaps in Your Coverage

Gaps in a donut are good. It means you can eat those cute little bite-sized donut holes  –  without the guilt.   But holes in your health insurance coverage are NOT good. And many seniors on Medicare have these gaps. Click here to learn more about switching to Medicare by…

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Don’t Understand Health Insurance? You’re Not Alone

While health insurance costs continue to go up and to make matters worse, it seems Americans across the board are confused about health insurance.   Having little confidence in your ability to make good health insurance decisions can make managing your healthcare a stressful situation. From understanding healthcare jargon to…

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6 Fall Prevention Tips to Stay Safe

If you fall, you could incur a serious injury. As you get older, it becomes more and more important to prevent falls, because of the health implications that result from the fall.   Medications you’re taking, health conditions and physical changes all contribute to the risk of falling. Instead of…

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1 Thing That Can Help You Get Through the Loss of a Loved One

It’s probably not a topic you like to think about.   But you should. Final expense insurance  –  in the event that you or your spouse dies  –  will put your family in a better position. When a loved one passes away, money-related decisions quickly add up. Burial, debt, healthcare…

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Does Your Medical Bill Look Like Greek? Here’s How to Understand It

It’s important to be able to understand your medical bill. If you don’t, you could end up paying more than you need to.   But that’s easier said than done, since reading a medical bill can feel like reading a page of Greek  –  it just doesn’t make sense! The insurance…

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Here’s How to Save at the Pharmacy Checkout Counter

You need your medication. That’s non-negotiable. Even if they cost a lot.   Consider these steps to lower your prescription costs: Go for a generic brand. Generic medications can cost significantly less than a name-brand drug. Check with your insurance company’s formulary to find out which comparable medication your policy…

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Why You Should Switch From Medicare Plan C/F to Plan G

If only purchasing Medicare was as easy as one-and-done. You spend a ton of time figuring out how Medicare plans work and choosing the best plan for you. Then, poof: The government makes one “simple” change and the dominos start to fall.   That’s what’s happened with Medicare Plan F…

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Worried About Rising Medicare Costs? Here’s How to Save During Annual Election Period

You’ve probably heard that healthcare costs are rising, and wondered, What can I do about it? With the annual election period happening now, it’s time to take advantage of savings that can reduce your healthcare expenses and put a little more spending money in your pocket each month. What to…

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Medicare Supplement Insurance: Helping to Fill the Gap

Did you know that Original Medicare Part A and B do not cover everything and can leave you with significant out of pocket expenses?   With supplement insurance, also called Medigap or MedSup, you can get coverage at varying levels for deductibles, coinsurance and copayments to reduce or eliminate your…

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What Is Medicare? Learn Your ABC’s (and D)

If you’ve been covered by employer health insurance, when you turn 65, you’ll need to enroll in a Medicare 101 course. Not really. But the truth is, understanding what is Medicare and the coverage you need CAN be like going back to school. Healthcare, in general, is complicated. Use this…

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Medicare Open Enrollment Period: Navigating the Choices

Did you know that you don’t have to live with the same Medicare Plan that you started with? Every year, during Medicare’s Annual Enrollment Period (AEP), you can change plans, add or change prescription drug coverage or move to an Advantage Plan offering. This year, the 2021Annual Enrollment Period is…

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