Health Insurance Carrier Changes in 2017: How Will You Be Affected?
For you and a huge number of consumers across Ohio, Medical Mutual has been the go-to individual health insurance carrier of choice.
Unfortunately, the Affordable Care Act (ACA) is causing many carriers like Medical Mutual to make adjustments to their product offerings or coverage area.
Get ready, because your health insurance plan offering or coverage may change starting in 2017.
That’s right. Medical Mutual just announced that it will be making changes affecting many of its customers.
Worried that you’ll lose coverage or that your coverage will change so much that you’ll have to shop around for a new policy?
Your concerns are valid.
Here’s an overview of what Medical Mutual is doing and how it could affect thousands of Ohioans like you.
Starting on January 1, 2017, Medical Mutual changes will affect customers in over 60% of the counties it currently serves.
Medical Mutual, the leading provider of health insurance throughout the state will now offer individual health insurance plans in 33 select counties.
Only individuals living in 9 Northeast Ohio counties will have access to the same coverage and network of doctors and hospitals they currently have.
That means in all the other counties in which Medical Mutual operates:
- Coverage will change for customers in 24 counties.
- Coverage will STOP for customers in 55 counties.
If affected, you will need to consider the changes or obtain new coverage between November 1 and December 15 for your coverage to begin on January 1, 2017.
What you can do
Most importantly, you need to talk to a Health Insurance Advisor at InsureOne Benefits to find out exactly what is happening with your coverage.
Because Medical Mutual’s changes are different depending on the county in which you live, you will need to look at how you or your family is personally affected and what you need to do.
If your coverage is ending, work with us to assess all your options – and ensure you don’t lose coverage for any period of time.
InsureOne has access to all of the plans and insurance companies in the Ohio Marketplace offering competitive coverage for 2017.
Who knows? You may even be able to get a better policy with more comprehensive coverage at a similar rate, or one with a lower deductible.
Perhaps your health needs have changed since you signed on with Medical Mutual. Now’s the time to investigate your options or upgrade your insurance policy.
If you continue to keep your Medical Mutual coverage but it’s changing, that’s OK. However, understand what is changing, and how it may affect you. If you need better coverage or a lower-priced policy, work with InsureOne to find a plan that suits your needs.
As your agent, we understand that change is hard, especially when it’s not something you’ve instigated or asked for.
Let us help you make the most of Medical Mutual’s changes for 2017 by contacting InsureOne Benefits today, because as your agent, we work for you!
We’re always happy to help our neighbors get access to the healthcare coverage needed to protect your health and financial future. Give us a call at 1-800-722-7331 today!