Planning for retirement can be an exciting time, but it can also bring some apprehension. In this edition we will provide some information about healthcare for your employees to consider when thinking about retirement. Though it should always be somewhere on the radar, if you’re within 10 years of retiring, it’s time to start seriously…
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For employers, workers age 65 and over add a needed dimension of experience and knowledge to the workforce. And, as of February 2019, 20% of these 55 million people were working or looking for work. Individuals working beyond age 65 is a growing trend. (Business Insider) Medicare Eligible Employees Have Options Employees turning 65 are…
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When getting ready to enroll in Medicare there are many questions people will have. Luckily, there are advisors and resources available to help with the answers. When looking at enrollment, there are a few issues to think about: When do I become eligible to enroll in Medicare? What if I am still working and on…
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What exactly is Short-Term Health Insurance? Since the passing of the Affordable Care Act (ACA), this topic has been an ongoing source of confusion for consumers. A Short-Term Health Insurance plan provides temporary coverage to help pay for hospital and medical claims when employer health insurance or ACA coverage is not available or affordable. Until…
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Recent events, like the Coronavirus (COVID-19) Pandemic, have left some individuals and families with reduced income due to layoffs, reduced hours or termination of employment and the possible loss of health insurance coverage. If you or someone you know has recently lost coverage or will be losing coverage through an employer, is on an ACA…
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Check out the Crain’s Cleveland article written by Frank Spinelli, VP, Director of Affinity Groups and Emerging Markets. In the feature, Frank explains how Individual Coverage Health Reimbursement Arrangement (ICHRA) is redefining employer-sponsored health insurance and how InsureOne and Oswald have taken the lead for its clients. Contact Frank: fspinelli@oswaldcompanies.com (216) 367-8756
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