Recent events, like the Coronavirus (COVID-19) Pandemic, have left some individuals and families with reduced income due to layoffs, reduced hours or termination of employment and the possible loss of health insurance coverage. If you or someone you know has recently lost coverage or will be losing coverage through an employer, is on an ACA…
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Check out the Crain’s Cleveland article written by Frank Spinelli, VP, Director of Affinity Groups and Emerging Markets. In the feature, Frank explains how Individual Coverage Health Reimbursement Arrangement (ICHRA) is redefining employer-sponsored health insurance and how InsureOne and Oswald have taken the lead for its clients. Contact Frank: fspinelli@oswaldcompanies.com (216) 367-8756
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Some people have no trouble with weight control.
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High-deductible health plans (HDHP) are attractive because they seemingly reduce your health care spending. But that’s not always the case. With a low deductible plan, you’ll have predictable medical expenses and typically better coverage, but it’s difficult for most consumers to deal with the higher monthly premiums. Turning to a plan with a lower premium and…
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Juggling a career, caring for your family and other responsibilities can put you in a position of financial disadvantage when it’s time to retire.
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With innovation has come an inability to cope.
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