When getting ready to enroll in Medicare there are many questions people will have. Luckily, there are advisors and resources available to help with the answers. When looking at enrollment, there are a few issues to think about: When do I become eligible to enroll in Medicare? What if I am still working and on…
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What exactly is Short-Term Health Insurance? Since the passing of the Affordable Care Act (ACA), this topic has been an ongoing source of confusion for consumers. A Short-Term Health Insurance plan provides temporary coverage to help pay for hospital and medical claims when employer health insurance or ACA coverage is not available or affordable. Until…
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Recent events, like the Coronavirus (COVID-19) Pandemic, have left some individuals and families with reduced income due to layoffs, reduced hours or termination of employment and the possible loss of health insurance coverage. If you or someone you know has recently lost coverage or will be losing coverage through an employer, is on an ACA…
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Check out the Crain’s Cleveland article written by Frank Spinelli, VP, Director of Affinity Groups and Emerging Markets. In the feature, Frank explains how Individual Coverage Health Reimbursement Arrangement (ICHRA) is redefining employer-sponsored health insurance and how InsureOne and Oswald have taken the lead for its clients. Contact Frank: fspinelli@oswaldcompanies.com (216) 367-8756
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Some people have no trouble with weight control.
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High-deductible health plans (HDHP) are attractive because they seemingly reduce your health care spending. But that’s not always the case. With a low deductible plan, you’ll have predictable medical expenses and typically better coverage, but it’s difficult for most consumers to deal with the higher monthly premiums. Turning to a plan with a lower premium and…
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