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Anthem
Lumenos Health Incentive Account (HIA) Plan 2

HIA plans, working in conjunction with a qualified high-deductible health plan, are funded entirely by reward credits that you can earn by taking certain steps to improve your health.

Plan Highlights

Deductible	$1,000, $2,500
Co-Insurance	80% / 60%
Office Visit	80% (subject to deductible)
Preventive Care	100% (deductible waived)
Inpatient Hospital	80% (subject to deductible)
Outpatient Services	80% (subject to deductible)
Diagnostic Services	80% (subject to deductible)
ER	80% (subject to deductible)
Prescriptions	80% (subject to deductible)
Lifetime Max	unlimited

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